If you’ve been feeling stuck in the Rockwall, Texas housing market these past few years — whether waiting to sell without losing your low rate or trying to buy in a market that felt out of reach — you’re not alone.
But right now, in early December 2025, something real is shifting in Rockwall and across North Texas.
It’s not a full-blown boom (yet).
But the freeze is undeniably thawing — and the momentum heading into 2026 looks stronger than anything we’ve seen since 2022.
Sellers in Rockwall are starting to list again.
Buyers are coming off the sidelines.
And the infamous “rate lock-in” effect that kept our local inventory so tight is finally cracking.
Here are the three biggest trends we’re tracking at 2A Realty Group that show the Rockwall TX market is turning a corner for good.
1. Mortgage Rates Are Dropping Into the Low-6% Range — And Buying Power Is Surging
As of December 4, 2025, the average 30-year fixed mortgage rate is 6.19% (Freddie Mac) — the lowest weekly average in over a year and a solid drop from the 7%+ peaks we endured through much of 2024 and early 2025.
That’s real improvement, and it’s putting serious money back in buyers’ pockets.
Today’s Rockwall buyer with a $3,000 monthly budget can now afford roughly $45,000–$55,000 more home than they could at the 2025 peak rates. In our local price range (median around $495K–$550K depending on the source), that kind of boost is moving people from “maybe someday” to “let’s go look this weekend.”
2. Inventory in Rockwall & North Texas Is the Highest It’s Been in Years
The biggest complaint we’ve heard from Rockwall buyers for years? “There’s nothing to look at.”
That’s changing — fast.
Nationally, active listings are at the highest levels since 2019 in many areas, and while growth has slowed a bit lately (+5.1% YoY in late November per Redfin), inventory is still significantly higher than the extreme lows of 2022–2024.
In Rockwall specifically, we’re seeing the same trend play out: more homeowners are deciding life changes (growing families, job relocations, retirement to the lake) outweigh keeping that 3% rate. Days on market are averaging 100–130+ days locally (Redfin/Movoto data through fall 2025), which means buyers finally have choices and room to negotiate — something that simply didn’t exist two years ago.
More inventory = less frenzy = a healthier, more balanced market for Rockwall buyers and sellers alike.
3. Buyer Demand Is Rebounding Strongly — And 2026 Sales Forecasts Are Very Bullish
We’re seeing it in our own listings: more showings, more offers, and purchase applications trending higher year-over-year.
The experts agree this is just the beginning:
– National Association of Realtors (NAR): +14% home sales nationwide in 2026
– Fannie Mae: +7.8% increase in existing-home sales
– Mortgage Bankers Association (MBA): +6.3%
– Many analysts expect home prices to rise a moderate 3–4% nationally, with Rockwall likely following or slightly outperforming thanks to continued population growth and job strength in DFW
This isn’t speculation — it’s the direct result of lower rates, growing inventory, and years of pent-up demand finally being unleashed.
Bottom Line for Rockwall TX Home Buyers & Sellers
After years of feeling locked in place, the Rockwall, Texas housing market is finally moving again — steadily, sustainably, and in the right direction.
Whether you’ve been waiting to sell your Rockwall home and upgrade, downsize to a lake property, or buy your first home in one of the best places to live in Texas — the opportunity window we’ve all been watching for is opening right now, heading into 2026.
At 2A Realty Group, we’re helping Rockwall clients win in this shifting market every single day — getting homes sold fast and for top dollar even while others sit, and finding buyers properties they never thought they’d qualify for six months ago.
Thinking about making your move in Rockwall this winter or in 2026?
Reach out to 2A Realty Group today. We’ll give you the hyper-local Rockwall data, a free no-pressure home valuation or buying consultation, and the exact strategy to make the most of this improving market.
The corner has been turned — don’t wait for everyone else to realize it. Contact us now.
